Close up cropped image young black man using laptop at home, remotely working, distantly studying in online university, writing mail, web surfing information, passing test, upgrading knowledges.

The federal government is now accepting applications from people seeking relief from student loans debts. 

Students who received Pell Grants can request up to $20,000 in loan forgiveness. All others can request up to $10,000.

Income limits apply.

The five-minute application requires basic information like name, address and social security number. 

The last day to apply for loan forgiveness is Dec. 31, 2023, but officials say applicants should apply by Nov. 15, 2022, for relief this year. 

Student loan payments were put on hold during of the pandemic but are set to resume in January.

Amanda’s thought bubble: I completed the application shortly after the website opened, and it took me only about 45 seconds. Yes, I timed myself.

Amanda was born and raised in Charlotte and graduated from UNC Charlotte with a Bachelor’s in Communications and English. She covers Mecklenburg County. Reach her at

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